A budget you can actually keep up
Map your income and your fixed and variable expenses, and find the small money leaks that go unnoticed from day to day.
Online course · monthly classes
Organize your money without relying on luck at the end of the month
An online course for Canadians who want to see where each paycheque goes, work through debt with a simple method and take first steps with saving and registered accounts such as the TFSA, RRSP and FHSA. Practical lessons, plus a class to learn alongside.
5 practical modulesfrom budgeting to first investments
100%Online, at your own pace
5Practical modules
1xNew class per month
12xMonthly payments by card
Who it is for
Made for anyone who feels the money never quite adds up
If you have lost track of how many bills are still unpaid, wince when the credit card statement arrives, or were simply never taught how to organize what you earn, this course was designed for you, with no miracle promises and no financial-industry jargon.
You get paid every month but never know exactly where the money went.
Your credit card balance or overdraft feels impossible to keep under control.
You want to save, but nothing is ever left at the end of the month.
You have heard of the TFSA, RRSP or FHSA but are not sure where to begin.
How it works
Monthly classes you can follow at your own pace
Lessons run live once a week, and the recording is released within 24 hours for anyone who cannot attend at that time. Each class has its own group for trading questions and celebrating small wins together.
Enrol
Reserve your seat in the next class by filling in the sign-up form.
Join the class group
Get the link to the lessons and the class group by email.
Follow the weekly lessons
Watch live or from the recording, and use each module's spreadsheet.
Apply it to your routine
Take each step into your real budget, in your own time.
Course content
What you will learn, module by module
A method built on small, repeatable tasks, with no complicated spreadsheets and no investing formulas that are hard to follow.
The full method in 5 modules
A sequence designed to take you from a first look at your numbers to a first investment, with no skipped steps and no guesswork.
- Know where your money goes
- Tackling debt with a plan
- Emergency fund and savings
- First steps in investing
- Ongoing planning
Pay down debt in the right order
Learn the difference between costly debt and planned borrowing, and organize your payments by a clear rule instead of paying whatever shows up first.
An emergency fund before you invest
Work out how much to set aside and where to keep it, such as a high-interest savings account, so you have a solid base before taking any investment risk.
First steps in investing
A clear overview of the TFSA, RRSP and FHSA and of how risk tolerance works, so you understand the basic options without relying on anyone else's recommendations.
Money habits that last
A short monthly budget check-in that helps you keep control after the course has ended.
Full curriculum
5 modules, from budgeting to your first investment
01
Know where your money goes
Mapping your income, expenses and due dates.
02
Tackling debt with a plan
Payment priorities and informed negotiation.
03
Emergency fund and savings
How much to save and where to keep it.
04
First steps in investing
TFSA, RRSP, FHSA and risk tolerance, in plain language.
05
Ongoing planning
Monthly budget review and short-term goals.
Who teaches
The aim is never to teach complicated formulas. It is to show that anyone can organize their own money with steady effort and a method that is simple to follow.
Your course instructor
Personal finance educator who leads every live class
The method behind the course starts with kitchen-table basics: a pen, a notebook and a simple spreadsheet. The same instructor leads every live class and explains things in direct, down-to-earth language.
See how we teachEnrolment
What it costs to get your finances in order
One enrolment fee, with the payment option that suits you best.
Monthly = 12 card payments · Pay once = one discounted payment
Seats open for the next class
$29.90/month for 12 months
$299one payment
Total: $358.80 CAD plus applicable taxes.
Plus applicable taxes; you save $59.80 versus 12 monthly payments.
- Access to all 5 modules and the weekly live classes
- Recordings available for 12 months
- Spreadsheets and support materials included
- Class group for questions
- Certificate of completion
Full refund if you withdraw within 7 days of enrolling, as set out in our Terms of Use. The course is for education only and does not include tailored investment recommendations.
Inside the class group
Questions you can bring to class
1
How do I split a receipt that mixes groceries and household items?
2
Which should I pay first, my credit card balance or my car loan?
3
How do I save when my income changes from one month to the next?
4
What is the real difference between a TFSA and an RRSP, and when does each one make sense?
Frequently asked questions
Still have questions?
No. The course starts from zero, with everyday language and ready-made spreadsheets. All you bring is your own numbers.
Yes, a new class begins every month. After you sign up, you receive the date of the next class and your access link by email.
You can, and module 2 exists for exactly that. The course shows you how to set payment priorities, but it does not take the place of talking to your lenders, or to a non-profit credit counsellor, when debts are already out of hand.
Module 4 gives a simple overview of the Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP) and First Home Savings Account (FHSA), and explains what risk tolerance means. It is not a stock-picking course and it does not recommend specific investments.
Yes. All materials come in formats that work on phones and computers, with no paid software needed.
One live class a week (about an hour), plus whatever time you take to apply the module spreadsheet to your own routine.
Credit card, in up to 12 monthly payments, or a single payment at the discounted price, for example by Interac e-Transfer. Payment details are sent by email after you sign up.
Yes. You have 7 days after enrolling to withdraw and ask for a full refund, and you do not need to give a reason. The details are in our Terms of Use.
Up to 12 monthly card payments. If you prefer to pay once, the price is discounted; see the comparison in the pricing section.
Recordings stay available for 12 months from the start of your class.
No. It is a certificate of completion for the Wealthy Growth course, not a diploma, a professional designation or an accredited credential.
No problem. The recording is usually posted within 24 hours in the lesson area.
Enrolment
Ready to organize your money?
Fill in the form below to book a spot in the next class. The Wealthy Growth team replies to the email address or phone number you give, with access and payment details.
- Email reply within 1 business day
- No commitment until payment is confirmed
- Your details are never sold or shared for marketing
